Archive for the ‘Sharing Notes with People’ Category

Good News for Scrabble Players

Tuesday, November 17th, 2009

Those of you avid gamers our there may appreciate this… avid board gamers that is. The Oxford Dictionary has decided that social media and it’s lexicon is more than a passing fad. Good news for scrabble players as you now have one more word in your arsenal. I think everyone on sharenotes.com is familiar with the term “unfriend”, we’ve all done it or perhaps had it done to us. If you’ve been living in suspended animation for the past few years I’ll enlighten you. Unfriending is simply the action by which you remove a so called “friend” from your friends list on any given social media site. The site du jour right now is of course, Facebook, but it’s applicable to any social media site.

The New Oxford American dictionary has deemed this term it’s “word of the year” beating out such contenders as the salacious “sexting” and the less exciting but none less used “netbook” for top honors. The term, a verb (exe: she made me mad so I unfriended her!) is probably one of the most used terms on college campuses, so some congratulations should go to us for bringing the term into the mainstream.

Most likely due to the rampant popularity of social sites these days, unfriend should have some major legs. While it’s not nearly as exciting as sexting it should be around to stay. In past years the focus on the word of the year was more oriented on a greener Earth, with terms like Hypermilers (people who squeeze obscene mileage out of their vehicles with modifications and driving techniques) and carbon-neutral (offsetting your carbon footprint). What the word will be next year is really anyone’s guess at this point. There’s a good bet though that the life styles of those of us on sharenotes.com will absolutely have some impact on where it may come from.

Credit Cards Rates / Fees Climbing

Friday, November 6th, 2009

Watch you wallets sharenotes.com your cards might be taking a bigger chunk out of your funds now more than ever. I’ve posted more than a few time on here warning about the dangers of getting in too deep with credit cards. I’ve also mentioned that in many ways they are a necessary evil, you do need to build / have credit.

The Obama admin passed legislation this year (may) that is aiming to reduce the amount of rate / fee hikes and tricky contracts the credit card companies use, however it does not go into effect until Feb of next year. Since the bills passing, many cards have hiked dramatically. Credit issuers relay that in this hard economy, even they are struggling and as they take on higher risk customers they must react in turn. Their version of reacting is to hike rates across the board.

You may want to watch your statements closely if you are a credit user because the younger / higher risk crowds such as college students are the most likely targets. You may be surprised to find out that your rates have increased and you didn’t even realize it. Cards that were once 4% can now be 15% or in some cases as high as 30%!! Yeow!

So if it happens what can you do? Well if you have a good credit score and you notice rates and or fees being hiked on your account, pick up the phone and call the issuer. More than likely they will see that you are a excellent customer whom they do not want to lose. If they are unwilling to reduce their fees, you can always do a card balance to a card that has 0% interest or at least a lower rate.

If you have have a lower score you can still haggle some and at the very least reduce your useage if it comes to it. I know that’s hard however you’ll want to live you life without credit as you crutch so better to break it off now before it gets really ugly. You don’t necessarily want to completely cancel a long standing account as doing so can sometimes effect your credit score further. If you can reduce the usage its certainly a start.

As everyone on sharenotes.com knows, we students are already heading into a world of debt and repayment with our student loans, anything you can do now to watch out for yourself will help ten fold down the road. I know it’s a chore but if you’ve got cards, break out those statements and look them over closely, you just might be surprised at what you find!

New Bladeless Fan By Dyson

Tuesday, October 20th, 2009

You tech and engineering students on sharenotes.com will really appreciate this post, it should be right up your alley. To build the better mouse trap has long been the motto of anyone seeking to improve technology ever since the act of invention began. And the proverbial “mousetrap” is everywhere. We concentrate on the most obvious thing like the ipod, the newest in a long line of portable music devices starting back with the “walkman”. However items in need of an upgrade are literally everywhere.

Take James Dyson’s newest invention for instance, the blade-less fan. The Air Multiplier as he calls it. It’s one of those “oh yeah!” kind of things where you don’t really feel that the fan MUST be improved, but when it comes along, it’s a welcome surprise. After his successful re-thinking of the standard vacuum cleaner, aptly named “Dyson”, he has moved on to how we cool ourselves.

I’m going to link you to a youtube video showing the device here so you can see it, however if you can imagine a very large ring (approx 16″ diamater) sitting on a pedestal base, that’s what it looks like. It’s very spartan and dare I say pretty? The Mac of fans if you will.

How it works (and I am grossly over simplifying things here) is by using an impeller in the base (think of a jet engine’s fan) that pulls air in, that sucks in the air and spits it out in a small opening along the back edge of the ring. The key according to Dyson is the shape of the surface of the ring that the air passes over. It works much like a wing of a plane, by curving and causing the air to move faster along it’s surface than it would be propelled simply by the machine. This not only accelerates the air, but it also creates an area of low pressure that forces the air coming through to want to fill that space causing the airflow to further accelerate.

What you are left with is a smooth and even flow of air (unlike traditional fans that chop the air with it’s blades) that can be finely tuned with the flow control knob. Set it to Oscillate and relax. The benefits of his design are many, the smooth controlled air aside, it’s beautiful, easy to clean, easy to store and completely safe especially around children with no accessible moving parts, much less chopping blades. The drawback as you might expect is the cost. It’s going to cost about $300… for a fan (check it out here. Sadly it will most likely be cost prohibitive initially for a great many of us (me included!).

While all this is very interesting, I decided to blog about it because the sharenotes.com users are studying a myriad of fields, and some of you are aspiring Engineers. The fact of the matter is, we’re always in need of some ingenuity and advancement. Whatever your specialty or field of study remember to keep an open mind and allow your creativity to flourish the better mouse trap is always going to be out there, somewhere.

Unemployment may be here to stay

Monday, October 19th, 2009

I don’t think it would be a surprise to anyone on sharenotes.com if I were to say “unemployment is high”. Unless you’ve been living in a cave, even us college students know this much. The problem is, according to some economists, is that because we’ve lost some professions almost completely, a high rate of unemployment may not be going anywhere soon.

There are a few different reasons why this may be the case, most notably is the fact that some jobs are gone almost entirely. The auto industry is suffering massively as is the real estate / banking and constructions industries. These jobs which once were vital in motivating the economy are now most likely gone for good, or at best greatly reduced.

Unfortunately this massive joblessness causes the mother of all catch 22s. With fewer jobs, there are fewer incomes, and income = money. So less money into the economy to stimulate, may mean more layoffs. And so the cycle continues. Also those of us (not me!) that do have money are reticent to spend it. Retirement plans, investments and home equity are being obliterated as we speak. So those that probably can spend just won’t for fear of going broke. And rightly so, I’d probably hunker down too if I have any assets to protect!

So what does this all mean to us? Well luckily most people aren’t going to college with the aspirations of being in car sales, however we do need to more selective of what our future plans entail. We need to know the market we’ll be graduating into and perhaps the level of need and competition. For some of us changing majors are not necessarily an option, but as they say knowledge is power.

If we perhaps take stock of our situation, the economy and the joblessness vs. hiding our heads in the sand, we should have a fighting chance. I wonder though if anyone of you on sharenotes.com have been forced to 180 your professional plans based upon the flailing economy? I invite you to share your story here and further the discussion.

Cuts Making Degrees Take Longer

Monday, October 12th, 2009

I was reading an article today on MSNBC that reported that these hard times are having more adverse effects besides the more obvious ones like higher tuition. Schools, many of which that are within the sharenotes.com network, are facing cuts that are crippling the schools ability to efficiently guide students to matriculation. Teachers, particularly new and part time ones are being cut and the trickle down effect is that there are less classes and less room IN classes to sufficiently service the students needs.

Kids are being forced to crash (you all know what that means) classes at a much higher extent and many of us are not making it into those classes we need. You miss your classes, particularly when you are those are the only classes you need, and that means a delay to graduation.

Now I have been lucky, I haven’t had to crash a class all that often, and if a class is full, there’s usually an alternative I can take. But can see how that would be a problem for many students. And a cause of major frustration and stress. If you are forced to take classes you don’t really need, well you still have to pay for them. And if you don’t take enough classes, well you can lose your financial aid altogether. Plus many of us just want to be DONE and get out into the job market, even if it’s a bad one, just so we can start making some money vs borrowing it.

The bad news is simple though, tuition is up, schools have more students than ever, less teachers and even with larger classes (read: higher student : teacher ratio) not enough space. Some students simply cannot afford to delay their graduation. Perhaps opting to leave school all together rather than paying another year of tuition they simply cannot afford.

It’s scary to realize all the ways in which this tough economy can domino down the line to effect every facet of American life. So what’s happening in your school? Are you feeling the pinch, and watching your classes swell? Are you standing out side of a class you really need, figuring out the best way to beg the professor to let you in? Like I mentioned before I’ve been lucky, but thre are many students at many schools on sharenotes.com and I know that some of you are suffering the ill effects of budget cuts and high tuition.

We want to hear from you! Leave your comments below and join the discussion with your fellow students.




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